.privacy-policy-section{
    padding:80px 0;
    background:#f8fafc;
}

.privacy-policy-section .container{
    max-width:1200px;
    margin:0 auto;
    padding:0 20px;
}

.page-header{
    text-align:center;
    margin-bottom:50px;
}

.page-header h1{
    font-size:42px;
    font-weight:700;
    color:#1e3a5f;
    margin-bottom:15px;
}

.page-header p{
    max-width:850px;
    margin:0 auto 15px;
    color:#555;
    line-height:1.8;
    font-size:16px;
}

.effective-date{
    display:inline-block;
    background:#eaf3ff;
    color:#1e3a5f;
    padding:8px 18px;
    border-radius:30px;
    font-size:14px;
    font-weight:600;
}

.policy-card{
    background:#fff;
    padding:35px;
    margin-bottom:25px;
    border-radius:12px;
    box-shadow:0 5px 20px rgba(0,0,0,0.05);
    transition:all .3s ease;
}

.policy-card:hover{
    transform:translateY(-3px);
}

.policy-card h2{
    color:#1e3a5f;
    font-size:24px;
    margin-bottom:18px;
    position:relative;
    padding-bottom:12px;
}

.policy-card h2::after{
    content:'';
    width:60px;
    height:3px;
    background:#d8aa61;
    position:absolute;
    bottom:0;
    left:0;
}

.policy-card p{
    color:#555;
    line-height:1.9;
    margin-bottom:15px;
}

.policy-card ul{
    margin:15px 0;
    padding-left:20px;
}

.policy-card ul li{
    margin-bottom:10px;
    color:#444;
    line-height:1.8;
}

.contact-box{
    background:#1e3a5f;
    color:#fff;
}

.contact-box h2{
    color:#fff;
}

.contact-box p,
.contact-box li{
    color:#f1f1f1;
}

.contact-list{
    list-style:none;
    padding:0;
}

.contact-list li{
    margin-bottom:12px;
}

@media(max-width:768px){

    .privacy-policy-section{
        padding:50px 0;
    }

    .page-header h1{
        font-size:32px;
    }

    .policy-card{
        padding:25px;
    }

    .policy-card h2{
        font-size:20px;
    }
}